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IR Property

Accounting · Wealth & super

Your fund, compliant and properly administered

SMSF setup, annual administration, audit coordination and the asset-protection thinking behind the structure.

SetupAdministrationAudit coordinationAsset protection
Read the detail

as at 15 November 2026

General information only. Tax outcomes depend on your individual circumstances and current law — speak to a registered tax agent before acting. GBS Accountants & Advisors Pty Ltd (ABN 21 602 221 830, Registered Tax Agent 26377003) is a separate business within the group.

Accounting & Advisory overview

Part of the IR Property Group one-roof team

Separate businesses. One roof. One plan.

PropertyIR Property
Accounting & AdvisoryGBS Accountants & AdvisorsThis service
Financial ServicesNext Step Financing

Administration is where funds get into trouble

An SMSF must be audited every year, and the audit tests the whole year's transactions: contributions within caps, related-party dealings at arm's length, the investment strategy, and the documentation behind any borrowing.

Getting administration right is not paperwork for its own sake. A fund that cannot demonstrate compliance risks significant tax penalties and, in the worst cases, loss of concessional treatment.

We prepare the accounts and return, coordinate the independent audit, and flag the issues while there is still time to fix them.

Annual cycle

  • Valuations and income reconciled
  • Contributions tested against caps
  • Pension payments documented
  • Accounts and return lodged after audit

Services

SetupTrust deed, trustee structure (individual or corporate), ABN, TFN and bank account — established in the right order.
AdministrationAnnual accounts, member statements, contribution and pension reporting, and the SMSF annual return.
Audit coordinationIndependent audit arranged and the queries resolved, with the workpapers organised before the auditor asks.
Asset protectionTrustee structure, binding death nominations and the interaction with estate planning.
Property in a fundBare trust and LRBA documentation coordinated with your solicitor and lender, plus the ongoing compliance that follows.

One roof

The fund, the property and the loan

When a fund buys property, three separate businesses need to agree on the same plan: the accountant on eligibility and compliance, the lender on the loan structure, and the buyer's agent on the asset itself.

  • SMSF property buyers
  • SMSF lending
Property in an SMSF

as at 15 November 2026

General information only. Tax outcomes depend on your individual circumstances and current law — speak to a registered tax agent before acting. GBS Accountants & Advisors Pty Ltd (ABN 21 602 221 830, Registered Tax Agent 26377003) is a separate business within the group.

Working together

How a referral between businesses works

When the right next step sits with another business in the group, we ask you first. You decide whether the introduction happens.

  • Client consent first — nothing about you is shared with another business without your agreement.
  • Each business advises only within its own licence. IR Property does not give tax or credit advice, GBS advises on tax and accounting only, and Next Step Financing provides credit assistance only.
  • Any referral fee, commission or benefit paid between businesses in the group is disclosed to you before you engage.
Accounting & Advisory

Common questions

Start with a conversation

One free consultation. Three services. No obligation.

Tell us what you're trying to do and we'll tell you plainly whether property, accounting, finance — or all three — is the right starting point.

(03) 9305 3665

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