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IR Property

About IR Property

Built because three separate advisers kept missing each other

IR Property works under one roof with two sister businesses, GBS Accountants & Advisors and Next Step Financing, because we kept watching the same problems: a structure chosen after the contract, a loan that blocked the next purchase, a tax return that missed the depreciation.

Our story

One practice, three disciplines, one file

IR Property is a Victorian business working with first-home buyers, investors, SMSF trustees, downsizers, families and small business owners. We handle property buying ourselves, accounting and advisory through our sister company GBS Accountants & Advisors, and lending through our sister company Next Step Financing — deliberately, under one roof.

The model is simple: before anything is decided, the property plan, the tax structure and the borrowing position are checked against each other. That usually takes one extra conversation at the start and saves considerably more than that later.

Our clients tend to stay for years, because the annual review, the refinance and the next purchase all happen in the same relationship.

Suite 11, 882-900 Cooper Street, Somerton VIC 3062Servicing all of Victoria
Why one roof

Three specialist businesses. One roof. One plan.

IR Property works alongside two sister businesses, GBS Accountants & Advisors for accounting and tax, and Next Step Financing for lending. Every part of your property decision is handled by a specialist in that field, working from the same plan.

Property

IR Property

Buyer advocacy, shortlisting and negotiation for first-home buyers, investors, SMSF buyers, townhouse buyers and downsizers.

  • IR Property · ABN 18 954 937 942
  • Registered business name: IR Property Group

Accounting & Advisory

GBS Accountants & Advisors

Tax, structuring, SMSF and business accounting from a registered tax agent practice, so the purchase is structured before you sign.

  • GBS Accountants & Advisors Pty Ltd · ABN 21 602 221 830
  • Registered Tax Agent 26377003
Visit gbsaccountants.com.au

Financial Services

Next Step Financing

Home, investment, construction, SMSF, commercial and business loans, compared across a wide lender panel.

  • Next Step Financing Pty Ltd · ABN 77 680 857 416
  • Australian Credit Licence 384704
  • Australian Credit Representative 563367
Visit nextstepfinancing.com.au

IR Property, GBS Accountants & Advisors Pty Ltd and Next Step Financing Pty Ltd are separate businesses. Each is responsible only for the services it provides under its own registrations and licences.

What we stand for

Four values we actually use

Plain English, always

If a recommendation can't be explained without jargon, we haven't finished thinking it through.

One team, no silos

Property, tax and lending sit in the same conversation — because the decisions are connected.

Advice before product

We work out what you actually need before we talk about which lender or structure delivers it.

Accountable for the outcome

We stay involved after settlement. The plan gets reviewed, not filed.

The team

Who you'll actually be working with

Placeholder profiles — replace names, photos, credentials and biographies with your team's details.

Isabelle Reyes

Principal Advisor, Property

Leads buyer advocacy and acquisition strategy, with a focus on first-home and downsizer purchases across Melbourne's west.

Licensed Estate Agent (placeholder) · 18 years in Victorian property

Rahul Menon

Partner, Accounting & Tax

Structures property ownership and manages SMSF compliance, with a particular interest in investors building a portfolio.

CPA (placeholder) · Registered Tax Agent (placeholder)

Grace Whitfield

Director, Finance

Runs the lending side of the practice, from first-home pre-approvals to complex SMSF and commercial facilities.

Credit Representative 000000 (placeholder) · MFAA member (placeholder)

Tom Aitken

Buyer's Advocate

Handles shortlisting, inspections and negotiation, with a reputation for keeping buyers out of the wrong contract.

Licensed Estate Agent (placeholder)

Credentials & memberships

  • • IR Property · ABN 18 954 937 942 · Registered business name: IR Property Group
  • • GBS Accountants & Advisors Pty Ltd · ABN 21 602 221 830 · Registered Tax Agent 26377003
  • • Next Step Financing Pty Ltd · ABN 77 680 857 416 · Australian Credit Licence 384704 · Australian Credit Representative 563367

IR Property, GBS Accountants & Advisors Pty Ltd and Next Step Financing Pty Ltd are separate businesses. Each is responsible only for the services it provides under its own registrations and licences.

Awards & community

  • • Buyer's agency of the year, finalist (placeholder)
  • • Local business excellence award (placeholder)
  • • Top 10 broker network, Victoria (placeholder)
  • • CPA practice of the year, nominee (placeholder)

We run free first-home information evenings each quarter with local libraries and community groups across Melbourne's west and regional Victoria.

Start with a conversation

One free consultation. Three services. No obligation.

Tell us what you're trying to do and we'll tell you plainly whether property, accounting, finance — or all three — is the right starting point.

(03) 9305 3665

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