Accounting · Advisory
A finance function, without the hire
Virtual CFO support, cash-flow management and the regular advisory rhythm that keeps decisions ahead of the bank balance.
as at 15 November 2026
General information only. Tax outcomes depend on your individual circumstances and current law — speak to a registered tax agent before acting. GBS Accountants & Advisors Pty Ltd (ABN 21 602 221 830, Registered Tax Agent 26377003) is a separate business within the group.
Part of the IR Property Group one-roof team
Separate businesses. One roof. One plan.
Advice in the months that matter
Most small businesses only speak to their accountant at lodgment time — after every decision has been made. A virtual CFO arrangement moves the conversation into the month, where the levers still exist.
Practically that means a cash-flow forecast that is updated, a pricing review with actual margins in front of you, and someone who can tell you whether the new hire or the new premises is affordable before you sign.
It is not a full-time finance team. It is the two hours a month that stops the expensive surprises.
Typical engagement
- Monthly management pack and review call
- Rolling 13-week cash-flow forecast
- Annual budget tied to the strategy
- Ad-hoc support for finance applications
Where it helps most
What we need to be useful
- Current bookkeeping file
- Last two years of financial statements
- BAS lodgments
- Loan and lease schedules
- Payroll and super obligations
- A view of the pipeline or forward order book
- Your own sense of what is keeping you up at night
as at 15 November 2026
General information only. Tax outcomes depend on your individual circumstances and current law — speak to a registered tax agent before acting. GBS Accountants & Advisors Pty Ltd (ABN 21 602 221 830, Registered Tax Agent 26377003) is a separate business within the group.
How a referral between businesses works
When the right next step sits with another business in the group, we ask you first. You decide whether the introduction happens.
- Client consent first — nothing about you is shared with another business without your agreement.
- Each business advises only within its own licence. IR Property does not give tax or credit advice, GBS advises on tax and accounting only, and Next Step Financing provides credit assistance only.
- Any referral fee, commission or benefit paid between businesses in the group is disclosed to you before you engage.
Common questions
Where to go next
Start with a conversation
One free consultation. Three services. No obligation.
Tell us what you're trying to do and we'll tell you plainly whether property, accounting, finance — or all three — is the right starting point.
Property notes, once a month
Market movement across Melbourne and regional Victoria, tax changes worth knowing about, and lending shifts explained without the spin.